Loan

Programs

From traditional 30 year fixed conventional, to adjustable rate mortgages, FHA, VA, USDA and more... Whatever your unique situation is, we've got you covered.

Mortgage Loan Programs

There's more than one way to skin a cat

Explore our diverse range of loan programs tailored to meet your unique financial needs. Whether you're a first-time homebuyer, looking to refinance, or seeking investment opportunities, we offer customized solutions. Our programs include Fixed-Rate Mortgages, Adjustable-Rate Mortgages, FHA Loans, VA Loans, and more, each designed with competitive rates and flexible terms. Let us guide you through the process with expertise and personalized service, ensuring a smooth and successful journey to your dream home.

Conventional Fixed Rate Mortgages (FRM)

Experience the security and predictability of our Conventional Fixed Rate Mortgages (FRM). Perfect for homeowners seeking a consistent monthly payment, these mortgages lock in a steady interest rate for the duration of your loan, protecting you from market fluctuations. Ideal for a variety of buying scenarios, they offer terms ranging from 10 to 30 years, suiting diverse financial plans and goals. With our competitive rates and transparent terms, you can confidently plan your financial future, knowing your home investment is on solid ground.

Learn more about the traditional fixed rate mortgage here:
https://themortgage.app/conventional-fixed-rate-mortgages

Adjustable Rate Mortgages

(ARM)

Discover the potential savings and flexibility of our Adjustable Rate Mortgages (ARM). Ideal for homeowners looking for lower initial interest rates, ARMs offer an introductory period with a fixed rate before transitioning to a rate that adjusts periodically. This option can be perfect for those anticipating a future increase in earnings or planning to move before the rate adjusts. Our ARMs come with various adjustment period options, ensuring you can choose a mortgage that aligns with your financial timeline. Benefit from our expert guidance to navigate these options and find a mortgage solution that adapts to your evolving needs.

Learn more about adjustable rate mortgages here:
https://themortgage.app/adjustable-rate-mortgages-arms

Jumbo Loans

Step into the world of high-value financing with our Jumbo Loans, designed for properties that exceed conventional loan limits. Perfect for purchasing luxury homes or high-priced properties, our Jumbo Loans offer competitive rates and flexible terms for loans exceeding the typical borrowing limits. With our tailored solutions, you can secure the financing needed for your dream home, regardless of its size or price. Our experienced team provides personalized service and expert advice, ensuring a smooth and efficient loan process for your significant investment.

Learn more about Jumbo Mortgages here:
https://themortgage.app/jumbo-loans

Refinance Mortgage Loans

Reimagine your mortgage with our Refinance Mortgage Loans, tailored to help you optimize your financial situation. Whether you're looking to lower your monthly payments, shorten your loan term, or tap into your home's equity for large expenses, our refinancing options provide a pathway to your goals. Benefit from competitive rates, a variety of term options, and personalized advice to navigate your refinancing journey. Our team is committed to helping you find the most advantageous refinance solution, ensuring a seamless process that aligns with your evolving financial needs.

Learn more about refinancing your mortgage here:

https://themortgage.app/refinance-mortgage-loans

FHA Mortgage Loans

Unlock the door to homeownership with our FHA Mortgage Loans, specially designed for those seeking a more accessible path to buying a home. Ideal for first-time homebuyers and those with less-than-perfect credit, FHA loans offer competitive rates, lower down payments, and more flexible qualification criteria compared to conventional loans. Our expert team will guide you through the process, providing support and advice to make the most of this government-backed loan opportunity. With our FHA Mortgage Loans, your dream home is within reach, offering a practical and affordable solution for stepping into property ownership.

Learn more about FHA home loans here:

https://themortgage.app/fha-loans

Modern Reverse Mortgage Loans

Embrace financial flexibility in your golden years with our Modern Reverse Mortgage Loans. These innovative solutions debunk the myths of traditional reverse mortgages, offering a secure way to tap into your home equity without the fear of losing your home. Ideal for homeowners aged 62 and older, our modern reverse mortgages provide various options for accessing funds, be it a lump sum, a line of credit, or regular payments, while you continue to own and live in your home. With clear terms, no unexpected fees, and protections ensuring you never owe more than your home's value, these loans are a safe, empowering way to enhance your retirement finances.

VA Mortgage Loans

Step into homeownership with ease using our VA Mortgage Loans, tailored exclusively for veterans, active-duty service members, and eligible military spouses. These loans offer the incredible benefit of zero down payment, competitive interest rates, and no private mortgage insurance requirements, making them an outstanding choice for those who have served our country. Our dedicated team specializes in VA loans, providing expert guidance through every step of the process, ensuring you maximize the advantages of this valuable program. Embrace the opportunity to own your dream home with the appreciation and support you deserve.

Learn more about VA Home Loans Here:
https://themortgage.app/va-mortgages

Self-Employed Borrowers

Navigate the mortgage process with confidence as a self-employed professional with our tailored loan solutions. Understanding the unique financial situations of self-employed borrowers, we offer specialized mortgage options that consider varied income sources and self-employment structures. Our team is adept at working with diverse financial profiles, ensuring that your entrepreneurial journey doesn’t stand in the way of securing your dream home. From verifying income through alternative documentation to flexible loan terms, we provide the support and expertise to simplify your home buying or refinancing experience.

Borrowers With Considerable Assets

Experience bespoke mortgage solutions with our services for Borrowers With Considerable Assets. Recognizing the unique financial landscape of high-net-worth individuals, we offer specialized mortgage options that leverage your significant assets. Whether you're looking to invest in luxury real estate or seeking flexible mortgage structures, our expert team is equipped to navigate complex financial scenarios, ensuring your assets work in your favor. We focus on asset-based qualification processes, offering discretion, expertise, and tailored options to align with your sophisticated financial portfolio and lifestyle.

Is it Time to UnMortgage?

UnMortgage means what it sounds like. Replace your traditional mortgage with the financial tools that will help you eliminate mortgage payments and your other debts once and for all without the need to empty your bank accounts, get a second job or rob a bank. Whether it's through just 1 of our programs or through any combination of 3 separate programs, the UnMortgage program is focused on eradicating your debt and paving a faster, better, path to financial freedom than simply grinding away making your minimum payments and we do it all without you having to pinch pennies or change your lifestyle in the slightest. You can have your cake and eat it too!

Construction Loans

Turn your dream home into a reality with our tailored Construction Loans. Designed for both first-time builders and seasoned developers, our loans offer the flexibility and support needed for successful home construction projects. Benefit from competitive rates, personalized repayment options, and expert guidance every step of the way. From laying the foundation to the final touches, our Construction Loans ensure your vision is built on solid financial ground.

Home Equity Lines of Credit & Loans

Maximize your home's value with our flexible Home Equity Lines of Credit & Loans. Whether you're planning a major renovation, consolidating debt, or covering unexpected expenses, our options provide the financial freedom you need. Choose from a revolving line of credit for ongoing projects or a one-time loan for immediate needs, both offering competitive rates and adaptable terms. Our team is dedicated to finding the right solution for you, ensuring a straightforward process and personalized support every step of the way.